Personal Deposit Rates
Effective:
Rates are subject to change.
Checking Products
| | | Interest
Rate 1 | APY 2 | Minimum Balance
to Obtain APY |
|---|
| Free Checking |
N/A |
N/A |
N/A |
| Reward Checking |
|
|
|
| |
£0.01 - £24,999.99 |
1.00% |
1.00% |
£0.01 |
| |
£25,000 and over |
0.40% |
0.40% |
£25,000 |
| |
Non - Qualifiers |
0.10% |
0.10% |
£0.01 |
| Mutual Club Plus Checking |
|
|
|
| |
£0.01 - £999.99 |
0.02% |
0.02% |
£0.01 |
| |
£1,000 - £4,999.99 |
0.05% |
0.05% |
£1,000 |
| |
£5,000 - £14,999.99 |
0.10% |
0.10% |
£5,000 |
| |
£15,000 - £49,999.99 |
0.15% |
0.15% |
£15,000 |
| |
£50,000 and over |
0.25% |
0.25% |
£50,000 |
| Traditions Checking |
|
|
|
| |
£0 - £4,999.99 |
0.02% |
0.02% |
£0.01 |
| |
£5,000 - £14,999.99 |
0.05% |
0.05% |
£5,000 |
| |
£15,000 - £49,999.99 |
0.10% |
0.10% |
£15,000 |
| |
£50,000 and over |
0.20% |
0.20% |
£50,000 |
| Estate Checking Account |
|
|
|
| |
£0 - £34,999.99 |
0.20% |
0.20% |
£0.01 |
| |
£35,000 - £99,999.99 |
0.25% |
0.25% |
£35,000 |
| |
£100,000 and over |
0.30% |
0.30% |
£100,000 |
Money Market Accout Products
| | | Interest
Rate 1 | APY 2 | Minimum Balance
to Obtain APY |
|---|
| Money Market Deposit Account |
|
|
|
| |
£0 - £4,999.99 |
0.02% |
0.02% |
£50 |
| |
£5,000 - £14,999.99 |
0.05% |
0.05% |
£5,000 |
| |
£15,000 - £49,999.99 |
0.15% |
0.15% |
£15,000 |
| |
£50,000 - £99,999.99 |
0.25% |
0.25% |
£50,000 |
| |
£100,000 and over |
0.35% |
0.35% |
£100,000 |
| Mutual Advantage MMDA |
|
|
|
| |
£0 - £4,999.99 |
0.16% |
0.16% |
£50 |
| |
£5,000 - £14,999.99 |
0.33% |
0.33% |
£5,000 |
| |
£15,000 - £24,999.99 |
0.39% |
0.39% |
£15,000 |
| |
£25,000 and over |
0.49% |
0.49% |
£25,000 |
Savings Account Products
| | | Interest
Rate 1 | APY 2 | Minimum Balance
to Obtain APY |
|---|
| Statement Savings |
|
|
|
| |
£0 - £2,499.99 |
0.05% |
0.05% |
£100 |
| |
£2,500 and over |
0.15% |
0.15% |
£2,500 |
| Club Accounts |
|
|
|
| |
Christmas Club 4 |
0.25% |
0.25% |
£50 |
| |
Vacation Club 5 |
0.25% |
0.25% |
£;50 |
| |
Young Savers |
0.25% |
0.25% |
£5 |
Certificates of Deposit3
| | Interest
Rate 1 | APY 2 | Minimum Balance
to Open |
|---|
| Best Bet7 |
0.30% |
0.30% |
£2,500 |
| 6 Month Variable |
0.30% |
0.30% |
£2,500 |
| 12 Month Variable |
0.50% |
0.50% |
£2,500 |
| 18 Month Variable |
0.55% |
0.55% |
£2,500 |
| 91 Day |
0.20% |
0.20% |
£500 |
| 6 Month |
0.25% |
0.25% |
£500 |
| 9 Month |
0.25% |
0.25% |
£500 |
| 12 Month |
0.45% |
0.45% |
£500 |
| 18 Month |
0.55% |
0.55% |
£500 |
| 24 Month |
0.65% |
0.65% |
£500 |
| 24 Month Rate Plus6 |
0.55% |
0.55% |
£5,000 |
| 30 Month |
0.75% |
0.75% |
£500 |
| 36 Month |
0.90% |
0.90% |
£500 |
| 36 Month Rate Plus 6 |
0.85% |
0.85% |
£5,000 |
| 48 Month |
1.00% |
1.00% |
£500
|
| 60 Month |
1.24% |
1.25% |
£500 |
| |
|
|
|
Individual Retirement Accounts3
| | Interest
Rate 1 | APY 2 | Minimum Balance
to Open |
|---|
| 12 Month Fixed Rate |
0.45% |
0.45% |
£500 |
| 18 Month Fixed Rate |
0.55% |
0.55% |
£500 |
| 30 Month Fixed Rate |
0.75% |
0.75% |
£500 |
| 48 Month Fixed Rate |
1.00% |
1.00% |
£500 |
| 60 Month Fixed Rate |
1.24% |
1.25% |
£500 |
1 - Rates are variable and may change after the account is opened.
2 - Fees may reduce the earnings on the account.
3 - Substantial penalty for early withdrawal.
4 - Account matures the second Saturday of each October. Penalty for early withdrawal.
5 - Account matures the second Saturday of each April. Penalty for early withdrawal.
6 - One rate change permitted during term for remainder of that term.
7 - No longer opening new accounts.
